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Universal Banks: The Need for Corporate Renewal

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In the past 10 years, many universal banks have experienced a dramatic decline in economic performance. Some authors attribute this fall to increasing rivalry or the lack of focus of universal banks and have proposed alternatives, such as the concept of core banking or the functional approach. In this paper we argue that these proposals are useful but incomplete. Universal banks have to consider all the elements of corporate strategy, just like any other diversified company, including the positioning of each business unit in its market, the development of basic capabilities, the relationship between each unit and the corporate center and its organizational structure.
Cita bibliográfica: Canals, Jordi, "Universal Banks: The Need for Corporate Renewal", European Management Journal, Vol. 16, No. 5, 1998, pp 623 - 634

Referencia: 10.1016/S0263-2373(98)00038-3 (DOI)
Fecha: 10/1998
Autor / es: Canals, Jordi
Tipo de documento: Artículo en journal con referee
Sector: Bancos y Cajas de Ahorro
Idiomas: Inglés